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I Need Help Passing My Estate Onto My Children

I Need Help Passing My Estate Onto My Children

Current CAT thresholds (post 12 October 2016)
Group A Group B Group C
On or after 12/10/2016 €310,000 €32,500 €16,250
  • The tax free allowances for handing assets to your loved ones has decreased substantially over recent years. The limits currently (as at Oct 2017) are:
    • Group A: A son or daughter of the person giving the gift or inheritance (the disponer).
    • Group B: A parent, brother, sister, niece, nephew, grandparent, grandchild, lineal ancestor or a lineal descendant of the disponer.
    • Group C: People with a relationship to the disponer not already covered in Groups A or B.
  • You can mitigate any tax liability your nominated beneficiaries may face by instigating a Section 72 Life Insurance policy.
  • These policies can be included in your Will so as to ensure they are used specifically for the purpose of clearing any Inheritance Tax liabilities
  • Your CU Insured Advisor can talk you through all of the stages involved in this very important aspect of financial planning.

Need Answers To These Questions?
We Can Help…

We have helped 1,000’s of individuals like yourself pass on their
estate to their children. We would like to help you too..

CONTACT US TODAY

Our Experienced Advisors Can Help You

You are invited to a Free Consultation with a CU Insured highly Qualified Financial Advisor in private at your preferred location. We will discuss your questions and provide you with solutions.

Our Process

At CU Insured we make it very easy for you. We meet you and find out what you need. After this we look at
your situation and do a review to see how we can help you.

Meetings are highly confidential

We can meet you at your local credit union, or at home, or at an alternative location – the important thing is that it suits you.

We understand that people lead very busy lives and can’t always take time off work to come into town.

Step 01

Initial Meeting

Your initial meeting will last between 30-45 minutes.

We want to ensure we spend sufficient time with you so as we understand your circumstances and your objectives

We would ask you to bring along any existing policies that you would like us to review for you to this meeting

Relax – we won’t expect you to make any decisions to purchase any products or services at this meeting

Step 02

Follow Up

We may come back to you and ask you for some more information if we feel it is important in finalising our recommendations to you.

We will use our expertise and experience to evaluate all of the options available in the marketplace in order to recommend a proposal that best suits your specific needs.

We will keep you informed of our progress during all stages of this process

Step 03

Complete

We will arrange a suitably convenient time and place to meet you in order to present our recommendations to you.

We will document, in plain English, our proposals and have a copy available for you to take away.

We will disclose all fees and/or commissions we will earn from our nominated Product Provider in order that you can be sure of our transparency and honesty.

Step 04

Review

Review needs on an annual basis at face to face meeting.

One-to-One Confidential Financial Advice

Book Your Free Consultation Today

Schedule A Meeting

Credit Union Member Testimonials

In my first meeting with Ger he explained what CU Insured were about, the services provided. I was very impressed so much so that I’m currently doing business with CU Insured through Ger. The service he provides is excellent, his explanations of available products and the advice he provides is top class

Stephen

With the help and advice of Sinead Herbert – CU Insured- my husband and I reviewed our Life Insurance/ Critical Health Insurance and she sourced a more suitable policy . I also have had guidance with pension advice enabling me to utilise the optimum Added Voluntary Contributions to enhance my final pension. Sinead has been professional , very knowledgeable and efficient. I certainly would recommend to my friends and family to meet with Sinead for a financial review. Thank you

Sandra

James, extremely professional, made insurance easier to understand and gave us a made to measure policy that suits our family's needs.

Rosemarie & Robert

I would like to thank you again for your fantastic advice and patients,not only did you get me better mortgage protection but you also got me and my partner life cover that we didn't have before and for a cheaper premium, we really are delighted with the level of service you provided.

Jackie & Adrian

Articles

Eamon Lynch

Education : MSc (Hons) Financial Services,
CFP, QFA
Director
Phone :
Mail : [email protected]

Christine Cagney

Education : APA Life & Pensions
Accounts, Pension and Life Administrator
Phone :
Mail : [email protected]

Martin Fallon

Education : QFA
Tallaght & District, Tallaght West, Greenhills, Donore Dublin, Athlone
Phone :
Mail : [email protected]

Sinead Herbert

Education : QFA
Ashbourne, Malahide, Trinity, Monaghan
Phone :
Mail : [email protected]

Keith Brazil

Education : QFA
St. Ailbes, Roscrea, St Dominc's, Lisduggan, Tramore, Ballincollig, Gurranabraher
Phone :
Mail : [email protected]

Damien Hannigan

Education : QFA, RPA, CUC, CUG
Sales Director
Phone :
Mail : [email protected]
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