It’s usually only in times of adversity or hardship that we realise the importance of protecting those we love – and what we own.

CU Insured can help advise you on the best way you can “keep the show on the road” if something untoward were to happen to you such as serious illness or premature death.There are lots of options and we can provide you with the products that best suit your needs and your budget.

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Low-Interest Rates coupled with low inflation rates have had a huge impact on the ability to secure reasonable rates of return on deposit-type savings. Of course, the financial crisis of 2008 has also affected most investors attitude towards taking a risk. We often hear customers saying: “I want a better return on my investment but I don’t want to take any risks with it”.

Talk to us about how we can help you make informed decisions about how and where to invest your savings. We will tailor a solution to meet your personal needs and ensure we manage things so as our recommendations always remain relevant to your circumstances.

I Need to Create an Educational Fund for My Child’s Future.

It’s very difficult to imagine what retirement is going to look like when you’re more consumed with paying the rent/mortgage at the end of each month and getting the kids through school!

However, it’s never too early to start putting a small amount of money away each month so as to build up a retirement fund that can actually help provide you with some degree of comfort in your Golden Years.

Our Advisors will openly discuss with you what you might need to invest and what it might be worth when you get to retirement. The range of product options available is extensive and there is flexibility in regards to varying your regular contributions in order to reflect whatever stage of life you are at.

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All of us want to do the right thing for our loved ones when it comes to passing our assets onto them after death.However, there are significant Capital Acquisitions Tax (Inheritance Tax) liabilities for beneficiaries, outside of your legal Spouse, inheriting your assets.

It seems like a complicated subject and there are lots of people who feel it seems inappropriate to discuss life after death issues whilst they are alive and well. Our view is that time spent now putting your affairs in order will ensure you don’t leave those closest to you with a headache rather than an asset!

I Need Help Passing My Estate Onto My Children

For most of us, the most valuable and, perhaps most undervalued, asset we have is our income – without it, we can’t pay the rent/mortgage or the other day to day bills such as food, utilities, holidays, insurance etc. When things are going well it’s difficult to imagine what would happen if we suffered a long-term illness or disability and what would happen to the bills that would keep landing on the doormat.

The good news is that you can speak with one of our Advisors today about an insurance policy that covers you in such circumstances and ensures that you can focus on your recovery and not on paying bills.

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